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Upstart
★ Popular

AI lending platform that uses 2,500+ variables to approve more borrowers at lower rates than traditional scoring.

4.1See reviews
#30 in Business & Analytics#30 in Automation
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Free🪟 Web
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About Upstart

Upstart is an AI lending platform that uses machine learning to analyze over 2,500 variables for credit decisions, going beyond traditional FICO scores. It connects consumers with lenders for personal loans and auto refinancing, approving 44% more borrowers at 36% lower APRs.

Key Features

ai credit underwriting
personal loans
auto refinancing
instant decisions
credit decision api

💰 Pricing

Free

Free for borrowers. Lenders pay platform fees. No origination fees for most loan types.

Frequently Asked Questions

Is Upstart free?
Yes, Upstart is completely free to use. Free for borrowers. Lenders pay platform fees. No origination fees for most loan types.
What is Upstart used for?
Upstart is primarily used for Business & Analytics, Automation. AI lending platform that uses 2,500+ variables to approve more borrowers at lower rates than traditional scoring.
What platforms does Upstart work on?
Upstart is available on Web.
What are the best alternatives to Upstart?
Top alternatives to Upstart include Similarweb, Autodesk Fusion 360, Samsara. These tools offer similar functionality and may suit different budgets or workflows.

Reviews

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📊 Comparison vs Alternatives

Feature
Upstart logoUpstart
PricingFreeFreemiumFreemiumEnterprise
Rating⭐ 4.1⭐ 4.6⭐ 4.7⭐ 4.5
Free Tier
Popularity
75%
85%
82%
82%

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Quick Stats

Rating
4.1
ReviewsExternal data
Business & Analytics#30
Automation#30
PricingFree
Popularity
75%

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Last updated: 2026-03-28·Claim this listing
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